Should I use HELOC to Lower My Debt Payments?

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Financial Analysis (Switch to Plain English)
  Debt HELOC
Amount : $9,000.00
Monthly Payment : $910.00 $48.31
Average Interest Rate : 12.93% 5.00%
Payoff Timeline : 0 Yrs 11 Mts 30 Yrs 0 Mts
Total Monthly Payments : $9,567.93 $17,393.02
Total Deductible Interests : $0.00 $8,393.02
Avg Annual Tax Savings : $0.00 $72.74
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